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The petroleum dealers’ threat could put paid to government’s push for plastic money after it recalled 500- and 1,000-rupee notes in November, wiping out 86% of the cash in circulation.The cash crunch from the demonetisation drive triggered long queues at banks and ATMs.Top 10 New Illinois Laws for 2016Complete Listing of New Laws Below: The following is a complete listing of all new laws scheduled to take effect on Jan. Not all measures approved by the General Assembly go into effect on Jan. Some pieces of legislation specify an effective date, while other bills that carry an “immediate” effective date can go into effect at other times of the year. 1 is the default date for a new law to become effective if it is passed prior to June 1, if there is no specific language establishing another date.As such, a large number of laws take effect on Jan. Agriculture, Animals and Hunting Animal Cruelty Fines (HB 3231/PA 99-0357): Provides that, in addition to any other penalty provided by law, a person who is convicted of a specified cruel treatment of animals violation upon a companion animal in the presence of a child shall be subject to a fine of 0 and ordered to perform community service for not less than 100 hours.The rate of deliquencies, meaning people late on payments, fell to historic lows in the final months of 2016, according to the American Bankers Association.

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"You need a little credit growth or you don't have economic growth. At the moment there are no indications that it's excessive."Low said the nation's rise in credit card debt is a result of changing consumer behavior after the 2008 recession.

Before the recession, home equity loans were a cheap and popular method of borrowing.

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